Merchant Payments Ecosystem

Merchant Payments Ecosystem MPE is Europe's largest payment acceptance conference & community.

26/08/2026

Everyone is talking about agentic payments.

But what if the bigger opportunity is ๐—ถ๐—ป๐˜๐—ฒ๐—น๐—น๐—ถ๐—ด๐—ฒ๐—ป๐—ฐ๐—ฒ?

Payments has no shortage of data. The real shift comes when that data gains context โ€” and context turns into decisions and action.

As ๐—”๐—ฟ๐˜๐—ต๐˜‚๐—ฟ ๐—•๐—ฒ๐—ฑ๐—ฒ๐—น puts it:
โ€œ๐˜โ€™๐˜ฎ ๐˜ข๐˜ค๐˜ต๐˜ถ๐˜ข๐˜ญ๐˜ญ๐˜บ ๐˜ฎ๐˜ฐ๐˜ณ๐˜ฆ ๐˜ฆ๐˜น๐˜ค๐˜ช๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ฃ๐˜ฐ๐˜ถ๐˜ต ๐˜ช๐˜ฏ๐˜ต๐˜ฆ๐˜ญ๐˜ญ๐˜ช๐˜จ๐˜ฆ๐˜ฏ๐˜ค๐˜ฆ ๐˜ต๐˜ฉ๐˜ข๐˜ฏ ๐˜ข๐˜จ๐˜ฆ๐˜ฏ๐˜ต๐˜ช๐˜ค ๐˜ฎ๐˜บ๐˜ด๐˜ฆ๐˜ญ๐˜ง.โ€

In the latest ๐—ฉ๐—ผ๐—ถ๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—ณ๐—น๐—ผ๐—ผ๐—ฟ ๐˜„๐—ถ๐˜๐—ต ๐——๐˜„๐—ฎ๐˜†๐—ป๐—ฒ ๐—š๐—ฒ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ถ๐—ฒ, Arthur joins Dwayne to unpack payment intelligence, agentic commerce, tokenisation and the future of European payment sovereignty.

๐ŸŽฅ ๐——๐—ฎ๐˜๐—ฎ ๐—ถ๐˜€ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜†๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ. ๐—–๐—ผ๐—ป๐˜๐—ฒ๐˜…๐˜ ๐—ถ๐˜€ ๐˜„๐—ต๐—ฎ๐˜ ๐—บ๐—ฎ๐—ธ๐—ฒ๐˜€ ๐—ถ๐˜ ๐—ถ๐—ป๐˜๐—ฒ๐—น๐—น๐—ถ๐—ด๐—ฒ๐—ป๐˜. โ†’ https://www.youtube.com/watch?v=if7cuGHMlCk

21/08/2026

What happens when the customer is no longer the one making the purchase?

As agentic AI moves closer to commerce, merchants may soon be engaging not only with people โ€” but with AI agents searching, choosing and paying on their behalf.

And that could change much more than the checkout.

๐—ช๐—ต๐—ฎ๐˜ ๐—ต๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป๐˜€ ๐˜๐—ผ ๐—ฐ๐˜‚๐˜€๐˜๐—ผ๐—บ๐—ฒ๐—ฟ ๐—ฑ๐—ฎ๐˜๐—ฎโ“ ๐—Ÿ๐—ผ๐˜†๐—ฎ๐—น๐˜๐˜†โ“ ๐—”๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ฒ๐—น๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€๐—ต๐—ถ๐—ฝ ๐—ฏ๐—ฒ๐˜๐˜„๐—ฒ๐—ฒ๐—ป ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ต๐—ฎ๐—ป๐˜๐˜€ ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฒ๐—ผ๐—ฝ๐—น๐—ฒ ๐—ฏ๐—ฒ๐—ต๐—ถ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—”๐—œ ๐—ฎ๐—ด๐—ฒ๐—ป๐˜โ“

At MPE 2026, Dr. Ruth Wandhรถfer joined Dwayne Gefferie at MPE Live to explore what this shift could mean for merchants โ€” and why the opportunity around AI needs to be matched by an equally serious conversation about risk, resilience and security.

Her message? ๐—จ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ๐—ถ๐—ป๐—ด ๐—ฏ๐—น๐—ผ๐—ฐ๐—ธ๐˜€, ๐˜๐—ฒ๐˜€๐˜ ๐—ฐ๐—ฎ๐—ฟ๐—ฒ๐—ณ๐˜‚๐—น๐—น๐˜† ๐—ฎ๐—ป๐—ฑ ๐—ฝ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐—ฟ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—ฎ ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐˜ ๐—ฐ๐—ผ๐—บ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ฒ ๐—ท๐—ผ๐˜‚๐—ฟ๐—ป๐—ฒ๐˜†.

๐—”๐—ป๐—ฑ ๐˜๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ผ๐—ป๐—น๐˜† ๐—ผ๐—ป๐—ฒ ๐—ฝ๐—ถ๐—ฒ๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—ฝ๐˜‚๐˜‡๐˜‡๐—น๐—ฒ. ๐—ช๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ฑ๐—ผ ๐—”๐—œ, ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€, ๐—ฐ๐˜†๐—ฏ๐—ฒ๐—ฟ ๐—ฟ๐—ถ๐˜€๐—ธ ๐—ฎ๐—ป๐—ฑ ๐—ฟ๐—ฒ๐˜€๐—ถ๐—น๐—ถ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐—ฐ๐—ผ๐—น๐—น๐—ถ๐—ฑ๐—ฒ ๐—ป๐—ฒ๐˜…๐˜? ๐—ง๐—ต๐—ฒ ๐—ณ๐˜‚๐—น๐—น ๐—ฐ๐—ผ๐—ป๐˜ƒ๐—ฒ๐—ฟ๐˜€๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ถ๐˜€ ๐˜„๐—ฎ๐—ถ๐˜๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐—บ๐—บ๐—ฒ๐—ป๐˜๐˜€. ๐Ÿ‘‡

What if your next customer never visits your website?They ask an AI agent instead.To search. Compare. Shortlist. Recomme...
17/08/2026

What if your next customer never visits your website?

They ask an AI agent instead.

To search. Compare. Shortlist. Recommend.

For merchants, that changes what ๐—ฏ๐—ฒ๐—ถ๐—ป๐—ด ๐—ฑ๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ฏ๐—น๐—ฒ could mean.

It may no longer be enough for products to be visible and understandable to people. ๐—”๐—œ ๐—ฎ๐—ด๐—ฒ๐—ป๐˜๐˜€ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฏ๐—ฒ ๐—ฎ๐—ฏ๐—น๐—ฒ ๐˜๐—ผ ๐—ณ๐—ถ๐—ป๐—ฑ, ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ ๐—ฎ๐—ป๐—ฑ ๐—ฒ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฎ๐˜๐—ฒ ๐˜๐—ต๐—ฒ๐—บ, ๐˜๐—ผ๐—ผ.

And preparing for that shift may be less about deploying the most advanced AI โ€” and more about ๐—ด๐—ฒ๐˜๐˜๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ณ๐˜‚๐—ป๐—ฑ๐—ฎ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—น๐˜€ ๐—ฟ๐—ถ๐—ด๐—ต๐˜ ๐˜๐—ผ๐—ฑ๐—ฎ๐˜†.

๐—œ๐—ณ ๐—”๐—œ ๐—ฏ๐—ฒ๐—ฐ๐—ผ๐—บ๐—ฒ๐˜€ ๐—ฎ ๐—ด๐—ฎ๐˜๐—ฒ๐˜„๐—ฎ๐˜† ๐˜๐—ผ ๐—ฝ๐—ฟ๐—ผ๐—ฑ๐˜‚๐—ฐ๐˜ ๐—ฑ๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐˜†, ๐˜„๐—ต๐—ฎ๐˜ ๐˜„๐—ถ๐—น๐—น ๐—บ๐—ฎ๐—ธ๐—ฒ ๐—ผ๐—ป๐—ฒ ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ต๐—ฎ๐—ป๐˜ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฑ๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ฏ๐—น๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐—ฎ๐—ป๐—ผ๐˜๐—ต๐—ฒ๐—ฟโ“

Our latest MPE Intelligence article looks at how merchants can prepare their products and commerce infrastructure for ๐—”๐—œ-๐—ฑ๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ป ๐—ฝ๐—ฟ๐—ผ๐—ฑ๐˜‚๐—ฐ๐˜ ๐—ฑ๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ถ๐—ป ๐—ฎ๐—ด๐—ฒ๐—ป๐˜๐—ถ๐—ฐ ๐—ฐ๐—ผ๐—บ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ฒ ๐Ÿ‘‡

๐Ÿ”— https://www.merchantpaymentsecosystem.com/intelligence/how-can-merchants-prepare-for-ai-driven-product-discovery-in-agentic-commerce/

The checkout may disappear.But consent canโ€™t.Thatโ€™s the real challenge of agentic commerce.As AI agents begin to search,...
14/08/2026

The checkout may disappear.

But consent canโ€™t.

Thatโ€™s the real challenge of agentic commerce.

As AI agents begin to search, choose and pay on our behalf, merchants face a new question:
What happens when the payment is right โ€” but the purchase is wrongโ“

The answer isnโ€™t to resist automation. Itโ€™s to build controlled autonomy: clear permissions, traceable consent and boundaries around what an agent can actually do.

And thereโ€™s another shift coming:
Your API may become part of your brand.

Because in agentic commerce, youโ€™re no longer selling only to humans. Youโ€™re selling to the agents acting for them.

The winners wonโ€™t be those who automate the fastest.
Theyโ€™ll be those who know where automation should stop.

Discover the ideas shaping whatโ€™s next in commerce ๐Ÿ‘‰๐Ÿป https://www.merchantpaymentsecosystem.com/intelligence/how-merchants-can-adopt-agentic-commerce-without-losing-control/

04/08/2026

For years, merchants have optimised digital commerce around a simple assumption:
Customers interact directly with brands.

But what happens when AI starts sitting between merchants and consumers?

At MPE 2026 Berlin, industry leaders explored how AI could reshape product discovery, customer journeys, payment infrastructure, and the future role of ecommerce platforms.

The discussion raised questions that many businesses are only beginning to consider.

Featuring insights from Maria Parpou (Mastercard), Christopher von den Hoff (๐—ฃ๐—ฎ๐˜†๐—ฟ๐—ฎ๐—ถ๐—น๐˜€), and Fiennes Davey (๐—ž๐—ถ๐—ป๐—ด๐—ณ๐—ถ๐˜€๐—ต๐—ฒ๐—ฟ ๐—ฝ๐—น๐—ฐ), moderated by Geoff Barraclough (๐—•๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ผ๐—ณ ๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€).

For the full discussion on AI, commerce, marketplaces, payment infrastructure, and merchant strategy:
๐Ÿ‘‰ https://www.merchantpaymentsecosystem.com/download-exclusive-panels-selection/

If AI becomes the primary interface between consumers and merchants, what changes first?

๐—ง๐—ต๐—ฒ ๐—ฏ๐—ถ๐—ด๐—ด๐—ฒ๐˜€๐˜ ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€ ๐—ถ๐—ป ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ต๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ฐ๐˜‚๐˜€๐˜๐—ผ๐—บ๐—ฒ๐—ฟ๐˜€ ๐—ฐ๐—น๐—ถ๐—ฐ๐—ธ "๐—ฃ๐—ฎ๐˜†".๐—ช๐—ต๐—ฎ๐˜ ๐—ฐ๐—ฎ๐—ป ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ต๐—ฎ๐—ป๐˜๐˜€ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐˜„๐—ต๐—ฒ๐—ป ๐—น๐—ฒ๐—ฎ๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ณ๐—ฟ๐—ผ๐—บ Mas...
30/07/2026

๐—ง๐—ต๐—ฒ ๐—ฏ๐—ถ๐—ด๐—ด๐—ฒ๐˜€๐˜ ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€ ๐—ถ๐—ป ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ต๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ฐ๐˜‚๐˜€๐˜๐—ผ๐—บ๐—ฒ๐—ฟ๐˜€ ๐—ฐ๐—น๐—ถ๐—ฐ๐—ธ "๐—ฃ๐—ฎ๐˜†".

๐—ช๐—ต๐—ฎ๐˜ ๐—ฐ๐—ฎ๐—ป ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ต๐—ฎ๐—ป๐˜๐˜€ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐˜„๐—ต๐—ฒ๐—ป ๐—น๐—ฒ๐—ฎ๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ณ๐—ฟ๐—ผ๐—บ Mastercard, Uber, Bank of America, EuroCommerce ๐—ฎ๐—ป๐—ฑ payabl. ๐—ฐ๐—ผ๐—บ๐—ฒ ๐˜๐—ผ๐—ด๐—ฒ๐˜๐—ต๐—ฒ๐—ฟ ๐˜๐—ผ ๐—ฑ๐—ถ๐˜€๐—ฐ๐˜‚๐˜€๐˜€ ๐˜๐—ต๐—ฒ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐—ผ๐—ณ ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ต๐—ฎ๐—ป๐˜ ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€?

A discussion exploring why payment optimisation, orchestration and resilient infrastructure have become strategic prioritiesโ€”not just operational ones.

๐—œ๐—ป ๐˜๐—ผ๐—ฑ๐—ฎ๐˜†'๐˜€ ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—น๐—ฎ๐—ป๐—ฑ๐˜€๐—ฐ๐—ฎ๐—ฝ๐—ฒ, ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป ๐—ฏ๐—ฒ๐—ต๐—ถ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ต๐—ฒ๐—ฐ๐—ธ๐—ผ๐˜‚๐˜ ๐—ต๐—ฎ๐˜€ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ผ๐˜„๐—ฒ๐—ฟ ๐˜๐—ผ ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ ๐—ฐ๐—ผ๐—ป๐˜ƒ๐—ฒ๐—ฟ๐˜€๐—ถ๐—ผ๐—ป, ๐˜€๐˜๐—ฟ๐—ฒ๐—ป๐—ด๐˜๐—ต๐—ฒ๐—ป ๐—ฟ๐—ฒ๐˜€๐—ถ๐—น๐—ถ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฑ๐—ฟ๐—ถ๐˜ƒ๐—ฒ ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต.

๐—œ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ณ๐—ผ๐—ฟ ๐˜„๐—ต๐—ฎ๐˜'๐˜€ ๐—ป๐—ฒ๐˜…๐˜?

๐Ÿ“– ๐——๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐˜๐—ต๐—ฒ ๐—น๐—ฎ๐˜๐—ฒ๐˜€๐˜ ๐—ฎ๐—ฟ๐˜๐—ถ๐—ฐ๐—น๐—ฒ ๐—ถ๐—ป ๐— ๐—ฃ๐—˜ ๐—œ๐—ป๐˜๐—ฒ๐—น๐—น๐—ถ๐—ด๐—ฒ๐—ป๐—ฐ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐—ฒ๐˜…๐—ฝ๐—น๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ถ๐—ป๐˜€๐—ถ๐—ด๐—ต๐˜๐˜€ ๐˜€๐—ต๐—ฎ๐—ฝ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐—ผ๐—ณ ๐—บ๐—ฒ๐—ฟ๐—ฐ๐—ต๐—ฎ๐—ป๐˜ ๐—ฝ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜๐˜€.
๐Ÿ”— https://www.merchantpaymentsecosystem.com/intelligence-type/mpe-magazines/

28/07/2026

What if merchants are preparing for the future of fraud using yesterday's playbookโ“

At MPE 2026 Berlin, one question sparked a lively debate among payment, fraud, risk, and data leaders:

๐—–๐—ฎ๐—ป ๐˜„๐—ฒ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—ฎ๐—ฐ๐—ต๐—ถ๐—ฒ๐˜ƒ๐—ฒ ๐—ฎ ๐˜‡๐—ฒ๐—ฟ๐—ผ-๐—ณ๐—ฟ๐—ฎ๐˜‚๐—ฑ ๐—ณ๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ?

The answer wasn't as straightforward as you might think.

As AI transforms commerce, fraud is becoming more sophisticated, more automated, and harder to distinguish from legitimate customer behaviour.

"๐˜๐˜ข๐˜ญ๐˜ด๐˜ฆ ๐˜ฑ๐˜ฐ๐˜ด๐˜ช๐˜ต๐˜ช๐˜ท๐˜ฆ๐˜ด ๐˜ฎ๐˜ข๐˜บ ๐˜ฏ๐˜ฐ๐˜ธ ๐˜ค๐˜ฐ๐˜ด๐˜ต ๐˜ฎ๐˜ฆ๐˜ณ๐˜ค๐˜ฉ๐˜ข๐˜ฏ๐˜ต๐˜ด ๐˜ฎ๐˜ฐ๐˜ณ๐˜ฆ ๐˜ต๐˜ฉ๐˜ข๐˜ฏ ๐˜ง๐˜ณ๐˜ข๐˜ถ๐˜ฅ ๐˜ช๐˜ต๐˜ด๐˜ฆ๐˜ญ๐˜ง."
โ€” Glenn Mac Donald, CEO at Qwist

๐ŸŽฅ Watch the full panel discussion to discover what payment, fraud, risk, and data leaders believe merchants should prioritise next.
๐Ÿ‘‰ https://www.merchantpaymentsecosystem.com/download-exclusive-panels-selection/

Featuring insights from Xavier Sheikrojan (Signifyd), Elliot Thiry (Ravelin), Niels Holtrop (Adyen), and Glenn Mac Donald (Qwist), moderated by Dr. Ruth Wandhรถfer.

If you had to prioritise one challenge over the next 12 months, what would it beโ“
โ†’ AI-powered fraud?
โ†’ Reducing false positives?
โ†’ Improving data visibility?
โ†’ Strengthening cyber resilience?

22/07/2026

are getting faster, smarter, and more complex. But according to Ugnฤ— Buraฤienฤ—, Group CEO of payabl., the real focus should stay simple: understand what and customers actually need.

In our conversation, Ugne shared how payabl. focus on all-in-one payment solutions, and why โ€œbuilding for the hypeโ€ is not the goal.

also came up as one of the biggest topics in payments right now. As Ugne put it, it can be a double-edged sword, especially when it comes to payment acceptance.

A special thank you to our official media partner, ๐ŸŽฅ FF News | Fintech Finance, for producing this interview and helping us capture the conversations shaping the future of merchant payments.

๐Ÿ“ See you at MPE 2027 in Berlin:
https://www.merchantpaymentsecosystem.com

15/07/2026

Your payment strategy shouldn't cost you .
If it does, you're leaving on the table.

Every false decline, inefficient routing decision and unnecessary friction at impacts conversion and profitability.

Watch Adam Davies, Director of AI at Forter, explain how AI helps merchants optimize payment , improve and build greater trust across every .

A special thank you to our official media partner, ๐ŸŽฅ FF News ,for producing this interview and helping us capture the conversations shaping the future of merchant payments.

๐Ÿ“ See you at MPE 2027 in Berlin: https://www.merchantpaymentsecosystem.com

๐Ÿšจ Your next customer may not be humanAnd that is just one signal of a much bigger transformation reshaping payments.At  ...
01/07/2026

๐Ÿšจ Your next customer may not be human

And that is just one signal of a much bigger transformation reshaping payments.

At , one thing became clear:

The industry is moving beyond incremental innovation.

It is entering a new era defined by 5 structural shifts:
โ€ข AI agents moving from assistance to ex*****on โ€” with insights from ๐—ก๐—ฒ๐—ถ๐—ฟ๐—ฎ ๐—๐—ผ๐—ป๐—ฒ๐˜€
โ€ข Local payment ecosystems gaining influence across Europe โ€” explored by ๐——๐—ฎ๐˜ƒ๐—ถ๐—ฑ ๐—ฅ๐—ถ๐—ป๐˜๐—ฒ๐—น
โ€ข Trust becoming the foundation of intelligent commerce โ€” highlighted by ๐— ๐—ฎ๐—ฟ๐—ฐ๐—ผ ๐—–๐—ผ๐—ป๐˜๐—ฒ
โ€ข Flexible, modular infrastructure replacing lock-in โ€” discussed by ๐— ๐—ฎ๐—ฟ๐—ถ๐—ฎ ๐—ฃ๐—ฎ๐—ฟ๐—ฝ๐—ผ๐˜‚
โ€ข Payments evolving from transactions into decision-making โ€” shared by ๐—–๐—ต๐—ฟ๐—ถ๐˜€๐˜๐—ผ๐—ฝ๐—ต๐—ฒ๐—ฟ ๐˜ƒ๐—ผ๐—ป ๐—ฑ๐—ฒ๐—ป ๐—›๐—ผ๐—ณ๐—ณ

These are not isolated trends.

Together, they are redefining how merchants, providers, and consumers will experience commerce.

Discover the full article and explore the five structural shifts shaping the next chapter of payments โ†’ https://www.merchantpaymentsecosystem.com/intelligence/5-structural-shifts-redefining-the-future-of-payments/

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