Izza F

Izza F SP-MNM-MFAGroup is an authorised representative of AIA Singapore Private Limited (Reg. No. 201106386

27/11/2020

๐“๐š๐ฑ ๐‘๐ž๐ฅ๐ข๐ž๐Ÿ : ๐Ÿ“ ๐”๐ฅ๐ญ๐ข๐ฆ๐š๐ญ๐ž ๐’๐ญ๐ž๐ฉ๐ฌ ๐“๐จ ๐๐š๐ฒ๐ข๐ง๐  ๐‹๐ž๐ฌ๐ฌ ๐“๐€๐—โฃโฃโฃโฃ
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Perhaps you are wondering, "how do I pay my tax as low as possible and how can I make my paycheck as heavy as a haversack ?" โฃโฃโฃโฃโฃ
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Well here's 5 ULTIMATE STEPS to paying less tax and saving more money.โฃโฃโฃโฃโฃ
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1) Claim All Applicable Personal Tax Reliefโฃโฃโฃโฃโฃ
2) Contribute to Supplementary Retirement Scheme (SRS)โฃโฃโฃโฃโฃ
3) Voluntarily Top Up Your CPF โฃโฃโฃโฃโฃ
4) Donate TO A Tax-Deductible Charityโฃโฃโฃโฃโฃ
5) Claim All Business Expensesโฃโฃโฃโฃโฃ
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๐‡๐š๐ฏ๐ž ๐˜๐จ๐ฎ ๐’๐จ๐ซ๐ญ๐ž๐ ๐Ž๐ฎ๐ญ ๐˜๐จ๐ฎ๐ซ ๐“๐š๐ฑ ๐„๐ฑ๐ฉ๐ž๐ง๐ฌ๐ž๐ฌ?โฃโฃโฃโฃโฃ
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Much Love,โฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃ
Izzaโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃ
Your Lifestyle Financial Strategist [ ๐Ÿ˜Š๐Ÿ˜‰ gitu ]โฃโฃโฃโฃโฃโฃ
โฃโฃโฃโฃโฃโฃโฃโฃโฃโฃโฃ
Fb Page: https://www.facebook.com/IzzaFaziraLFSโฃโฃโฃโฃโฃ

18/11/2020

๐—ช๐ก๐ฒ ๐’๐ก๐จ๐ฎ๐ฅ๐ ๐ˆ ๐†๐ข๐ฏ๐ž ๐‚๐ก๐š๐ซ๐ข๐ญ๐ฒ ๐€๐ง๐ ๐‡๐จ๐ฐ ๐ˆ๐ญ ๐‚๐š๐ง ๐ˆ๐ฆ๐ฉ๐š๐œ๐ญ ๐˜๐จ๐ฎ๐ซ ๐‹๐ข๐Ÿ๐žโฃ
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How will you be remembered as a charitable person.โฃ
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๐๐ž๐ข๐ง๐  ๐‚๐ก๐š๐ซ๐ข๐ญ๐š๐›๐ฅ๐ž ๐ˆ๐ฌ ๐๐จ๐›๐ฅ๐ž.โฃ
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-Donating charity can be deeply rewarding! -It also extends love and kindness to others unconditionally.โฃ
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๐‡๐จ๐ฐ ๐…๐š๐ซ ๐—ช๐จ๐ฎ๐ฅ๐ ๐˜๐จ๐ฎ ๐†๐จ ๐“๐จ ๐‡๐ž๐ฅ๐ฉ ๐’๐จ๐ฆ๐ž๐จ๐ง๐ž?โฃ
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-Society always emphasize on helping unconditionally when they least expect it!โฃ
-But random act of kindness can change a person's life in many instance.โฃ
-Personally I'd help if i can help. If I can't help myself than how can I help others. โฃ
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๐“๐ก๐ž๐ซ๐ž ๐€๐ซ๐ž ๐Œ๐š๐ง๐ฒ ๐—ช๐š๐ฒ๐ฌ ๐“๐จ ๐ƒ๐จ ๐‚๐ก๐š๐ซ๐ข๐ญ๐ฒ.โฃ
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"Give a man a fish and you'd feed him for a day.Teach a man to fish and you feed him for a lifetime."โฃ
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-Volunteer in a non profit organizationโฃ
-Donating your blood โฃ
-Educating the society โฃ
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Would a coffee session on me be a charitable time for you to understand more on how to be financially savvy?โฃ
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Much Love,โฃโฃโฃโฃโฃโฃโฃโฃ
Izzaโฃโฃโฃโฃโฃโฃโฃโฃ
Your Lifestyle Financial Strategist [ ๐Ÿ˜Š๐Ÿ˜‰ gitu ]โฃโฃ
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Fb Page: https://www.facebook.com/IzzaFaziraLFSโฃ
Instagram: https://instagram.com/ellefizโฃโฃโฃโฃโฃ
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15/11/2020

๐Ÿ“ ๐“๐ก๐ข๐ง๐  ๐“๐จ ๐๐ซ๐ž๐ฉ๐š๐ซ๐ž ๐๐ž๐Ÿ๐จ๐ซ๐ž ๐Œ๐ž๐ž๐ญ๐ข๐ง๐  ๐€ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐๐ฅ๐š๐ง๐ง๐ž๐ซโฃ
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If you are preparing for your first meeting with a financial planner congratulations! That is a big step!โฃ
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I am pretty sure you have questions like,โฃ
"what should I know before speaking to a advisor or planner?"โฃ
"what should I bring"?โฃ
"what kind of questions will they ask me?"โฃ
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๐“๐ก๐ž ๐Ÿ“ ๐“๐ก๐ข๐ง๐ ๐ฌ ๐€๐ซ๐žโฃ
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๐˜๐จ๐ฎ๐ซ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐’๐ง๐š๐ฉ๐ฌ๐ก๐จ๐ญโฃ
Firstly, we will discuss on the current assets you have such as your savings.โฃ
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Next, it is important to review any debt that you may be carrying which includes student loan,car loans and perhaps a mortgage.Next up,โฃ
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๐˜๐จ๐ฎ๐ซ ๐‚๐š๐ฌ๐ก-๐Ÿ๐ฅ๐จ๐ฐ ๐€๐ง๐š๐ฅ๐ฒ๐ฌ๐ข๐ฌ โฃ
As cash-flow analysis is the backbone of any financial progress, we will be discussing on your expenses so we can cut back on your spending.Next is,โฃ
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๐’๐ž๐ญ๐ญ๐ข๐ง๐  ๐†๐จ๐š๐ฅ๐ฌโฃ
"What are your goals?"โฃ
"What are you hoping to achieve?"โฃ
"What's most important to you?"โฃ
"Are you hoping to buy a house next year?"โฃ
"Are you trying to pay off your debts?"โฃ
BY prioritizing your goals, your planner can help put a plan in place that is intended to help you get there.โฃ
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๐…๐ข๐ง๐š๐ง๐œ๐ž ๐Ÿ๐ŸŽ๐Ÿโฃ
You will allocate your savings from various investments and your planner will review how each investment may match up with specific goal and why.โฃ
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๐—ช๐ซ๐ข๐ญ๐ญ๐ž๐ง ๐๐ฅ๐š๐งโฃ
You'll have an idea of where you are financially are, where you want to go,and how you're planning on getting there.โฃ
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"Planning is bringing the future into the present. So that you can do something about it ๐ง๐จ๐ฐ. - Alan Lakein"โฃ
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Are You Ready To Have Your First Meeting With Me As Your Financial Planner?โฃ
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Much Love,โฃโฃโฃโฃโฃโฃ
Izzaโฃโฃโฃโฃโฃโฃ
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Fb Page: https://www.facebook.com/IzzaFaziraLFS

15/11/2020

๐๐จ๐ซ๐ซ๐จ๐ฐ๐ข๐ง๐  ๐ฆ๐จ๐ง๐ž๐ฒ ๐Ÿ๐ซ๐จ๐ฆ ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ ๐š๐ง๐ ๐จ๐ซ ๐Ÿ๐ซ๐ข๐ž๐ง๐๐ฌ..โฃโฃ
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It is especially risky because it puts you in an awkward situation and can easily taint a perfectly good relationship.โฃโฃ
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For example, being in debt to your mother or best friend can lead to feelings of guilt and associated problems when you realize you canโ€™t pay back your debt on time or at all.โฃโฃ
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If you care about your relationships, you will try to avoid borrowing money completely. โฃโฃ
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Even if you are able to pay back the money you owe in full and on time, it still can change the nature of your relationship forever. โฃโฃ
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Asking for money from someone you care about is often the surest refuge out of a difficult financial fix. โฃโฃ
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If you must borrow money from family or friends, do it as the very last resort and only for temporary financial shortfalls.โฃโฃ
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Be honest about your financial situation.โฃโฃ
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๐€๐ฌ ๐ญ๐ก๐ž ๐‹๐ž๐ง๐๐ž๐ซ, ๐ฅ๐ž๐ง๐ ๐‰๐ฎ๐ฌ๐ญ ๐—ช๐ก๐š๐ญ ๐˜๐จ๐ฎ ๐‚๐š๐ง ๐€๐Ÿ๐Ÿ๐จ๐ซ๐ ๐ญ๐จ ๐‹๐จ๐ฌ๐ž.โฃโฃ
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Your friend or family member may check all the boxes for being trustworthy,financially stable and reliable, but things can happen that prevent them from paying you back as originally planned.โฃโฃ
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Be prepared for the worst by giving only an amount that, if never returned, wouldnโ€™t jeopardize your own savings goals, bill-paying ability, or other relationships.โฃโฃ
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Create a Firm Repayment Timeline. It might seem too businesslike but set specific terms for the loan that everybody can agree to.โฃโฃ
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Always Put the Loan in Writing...Memories fade, priorities get shifted and clashing opinions over what you originally agreed to can cause problems between friends or familyโ€ฆโฃโฃ
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๐‡๐จ๐ฐ ๐๐จ ๐ฒ๐จ๐ฎ ๐›๐š๐ฅ๐š๐ง๐œ๐ž ๐›๐ž๐ญ๐ฐ๐ž๐ž๐ง ๐ง๐จ๐ญ ๐›๐ฎ๐ซ๐ง๐ข๐ง๐  ๐ญ๐ก๐ž ๐ซ๐ž๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ๐ก๐ข๐ฉ๐ฌ ๐ญ๐จ ๐ญ๐ก๐ž ๐ ๐ซ๐จ๐ฎ๐ง๐ ๐š๐ง๐ ๐ฃ๐ฎ๐ฌ๐ญ ๐›๐ž๐ข๐ง๐  ๐š ๐ ๐จ๐จ๐ ๐ฅ๐ž๐ง๐๐ž๐ซ? โฃโฃโฃ
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Much Love,โฃโฃโฃโฃโฃโฃโฃ
Izzaโฃโฃโฃโฃโฃโฃโฃ
Your Lifestyle Financial Strategist [ ๐Ÿ˜Š๐Ÿ˜‰ gitu ]โฃ
โฃโฃโฃโฃโฃโฃ
Fb Page: https://www.facebook.com/IzzaFaziraLFS
Instagram: https://instagram.com/ellefizโฃโฃโฃโฃ

28/10/2020

๐„๐Œ๐„๐‘๐†๐„๐๐‚๐˜ ๐…๐”๐๐ƒ?! ๐—ช๐‡๐€๐“ ๐€๐‘๐„ ๐“๐‡๐„๐˜??โฃ
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A lot of advisors have been talking about emergency fund. โฃ
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But, have they list what are the emergency funds that you can apply on your daily life. โฃ
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In this video Syauqi and I are going to share with you a little scenario on how you can see emergency funds to work for you. โฃ
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And what are the things you need to do when it happens to you. โฃ
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Share in the comment section below, if you have dealt with any accident in terms of taking out money from your emergency funds โฃ
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How do you overcome it? โฃ
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Much Love,โฃโฃโฃโฃโฃ
Izzaโฃโฃโฃโฃโฃ
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Fb Page: https://www.facebook.com/IzzaFaziraLFS
Instagram: https://instagram.com/ellefiz

28/10/2020

๐Ÿ‘ ๐‘๐ž๐š๐ฌ๐จ๐ง๐ฌ ๐—ช๐ก๐ฒ ๐—ช๐จ๐ฆ๐ž๐ง ๐’๐ก๐จ๐ฎ๐ฅ๐ ๐“๐š๐ค๐ž ๐‚๐ก๐š๐ซ๐ ๐ž ๐Ž๐Ÿ ๐“๐ก๐ž๐ข๐ซ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ๐ฌโฃ
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In today's generation women are getting empowered through literacy and employment.โฃ
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Swipe right to see the 3 reasonsโฃ
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๐‘๐ž๐š๐ฌ๐จ๐ง ๐Ÿ : The Inflation Rate And The Cost of Livingโฃ
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๐‘๐ž๐š๐ฌ๐จ๐ง ๐Ÿ : Household Expenditureโฃ
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๐‘๐ž๐š๐ฌ๐จ๐ง ๐Ÿ‘ : Emergency Fundsโฃ
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"Women with money and women in power are two uncomfortable ideas in our society." Candace Bushnellโฃ
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So are you ready to take charge of your financials?โฃ
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Don't be shy to drop me a pm kay!โฃโฃ
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Much Love,โฃโฃ
Izzaโฃโฃ
Your Lifestyle Financial Strategistโฃ [ ๐Ÿ˜Š ]

15/10/2020

๐€๐•๐Ž๐ˆ๐ƒ ๐“๐‡๐ˆ๐’ ๐Ÿ’ ๐ˆ๐๐’๐”๐‘๐€๐๐‚๐„ ๐Œ๐ˆ๐’๐“๐€๐Š๐„๐’โฃ
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What are the factors that you need to be aware to prevent yourself from this 4 insurance mistakes!โฃ
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Mistake #๐Ÿ : โฃ
Not Covering The Essentials - So what are the mandatory plans you should consider ?โฃ
1) Hospital Insuranceโฃ
2) Personal Accident Plansโฃ
3)Life Insuranceโฃ
4)Critical Illness Plans โฃ
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Mistake #๐Ÿ :โฃ
Taking A Leap Into Investing - Unlike the popular idea of buying an endowment , savings plan or an investment linked policy, it isn't the only way to invest nor should be the first product you should buy through an insurer.โฃ
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Mistake #๐Ÿ‘: Getting the right amount of coverage insurance is like an umbrella - The ideal umbrella you should seek in life is portable, easy to carry around and keep you dry!โฃ
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Mistake #๐Ÿ’ - Do not wait too long to get yourself covered. - Lock in you insurance WITH ME when you are still young, healthy and develop any major health ailments yet.โฃ
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Have you made this mistakes?
comment down in the comment section below!
Much Love,โฃโฃ
Izzaโฃโฃ
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Fb Page: https://www.facebook.com/IzzaFaziraLFSโฃ

05/10/2020

๐‚๐จ๐ง๐ญ๐ข๐ง๐ฎ๐š๐ญ๐ข๐จ๐ง ๐Ž๐Ÿ ๐๐š๐ ๐ƒ๐ž๐›๐ญ ๐ฏ๐ฌ ๐†๐จ๐จ๐ ๐ƒ๐ž๐›๐ญ โฃโฃโฃ
๐—ช๐ก๐š๐ญโ€™๐ฌ ๐ญ๐ก๐ž ๐๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐œ๐ž?โฃโฃโฃ
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๐„๐ฑ๐š๐ฆ๐ฉ๐ฅ๐ž ๐Ž๐Ÿ ๐†๐จ๐จ๐ ๐ƒ๐ž๐›๐ญ๐ฌโฃโฃ
โฃ- ๐’๐ญ๐ฎ๐๐ž๐ง๐ญ ๐‹๐จ๐š๐ง๐ฌ โฃโฃ
- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ ๐‹๐จ๐š๐ง๐ฌ โฃโฃ
- ๐๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐‹๐จ๐š๐ง๐ฌโฃโฃ
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Good debt is a loan that has the potential to increase your net worth.โฃโฃโฃ
โฃโฃโฃ
๐„๐ฑ๐š๐ฆ๐ฉ๐ฅ๐ž ๐Ž๐Ÿ ๐๐š๐ ๐ƒ๐ž๐›๐ญ๐ฌโฃโฃ
-๐‹๐ฎ๐ฑ๐ฎ๐ซ๐ฒ ๐€๐œ๐œ๐ž๐ฌ๐ฌ๐จ๐ซ๐ข๐ž๐ฌโฃโฃ
-๐‚๐ซ๐ž๐๐ข๐ญ ๐‚๐š๐ซ๐โฃโฃ
โฃโฃ
Bad debt involves borrowing money to purchase depreciating assets.โฃโฃโฃ
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Determining whether or not a debt is good or bad sometimes depends on an individual's financial situation, as well as other factors.โฃโฃโฃ
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Much love,โฃโฃ
Izzaโฃ
Your Lifestyle Financial Strategist

01/10/2020

Feel the fear do it anywayโฃ
โฃ
Much love , Izzaโฃ
โฃ

01/10/2020

Feel the fear do it anywayโฃ
โฃ
Much love , Izzaโฃ
โฃ

23/09/2020

Two things you just can't get off your mind.. Your future returns and the what to do now.
Much Love,โฃ
Izzaโฃ

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