Stover Insurance Agency, Chantilly

Stover Insurance Agency, Chantilly Auto, Home and Business Insurance


Understand why you need auto insurance
In short, you need car insurance to protect your car, yourself and your passengers. You also protect any assets, like your home and savings, as well as comply with state law.


Prevent fires

According to federal statistics, 85% of all U.S. fire deaths occur in homes; in 2009 alone, 2,500 died and another 13,000 were injured in home fires. Most of these deaths were from inhaling smoke and other toxic gases. While your Homeowners Insurance can protect you against many losses caused by fire, fire prevention is always a necessity.

Here are some well-known yet effective prevention tips that can help any home:

Install smoke detectors on every level of your home and replace the batteries once a year. If possible, consider hard-wiring your detectors, so you aren't as dependent on fresh batteries.
Check electrical cords and replace any that are worn, frayed or have exposed wire.
Avoid overloading extension cords and outlets.
Keep a fire extinguisher in the kitchen where most fires originate.
Make sure your fireplace works correctly and is adequately vented.
Never leave candles burning unattended or near curtains.
Place space heaters away from walls, drapes or anything that could catch fire. Be sure to turn off heaters when you go to bed or leave for the day.

Call us for more information 703-649-4146


There's more to getting a good rate than just staying accident-free...

When it comes to auto insurance, we all want to get the right coverage for the lowest premium. Unfortunately, shopping for auto insurance can be easier said than done.

That's why we are here, we can make this process very easy for you. Call us today, to see how much you can save. Tel 703-649-4146


Fire Prevention Week

Fire Prevention Week is the second week in October. We recommend the National Fire Protection Association website,, as a source of safety tips and home evacuation plans. We also have some good info on our Helpful Tips page about Fire Prevention.

Don't forget to have those fireplaces checked and cleaned and remember to check the batteries in the smoke detectors too.


Gratis $ 25 tarjeta de regalo
Stover Agencia de Seguros

Tenemos los mejores precios y las mejores coberturas, si no podemos ahorrarle por lo menos $ 100 o más en su seguro actual. Le daremos una tarjeta de regalo de $ 25. Sin obligación de compra, la restricción se aplicará, llámenos para más detalles.

Seguros Automóviles, Vivienda y Seguros de Negocios

Llámenos hoy para una cotización gratuita.
Tel. 703-649-4146


Free $25 gift card
Stover Insurance Agency

we have the best prices, and the best coverages, if we can not save you at least $100 or more on your current insurance. We will give you a $25 gift card. No Purchase necessary, restriction may apply, call us for more details.

Auto, Home and Business Insurance

Call us Today, for a free quote.
Tel. 703-649-4146

De mi equipo de publicidad :)(Kellee y Maximo)

De mi equipo de publicidad :)
(Kellee y Maximo)

From my marketing team :) (Kellee and Maximo)

From my marketing team :) (Kellee and Maximo)


Debido a que los primeros pasos de obtener un seguro de coche a buen precio puede ser muy frustrante, la mayoría de la gente tiende a pasar por alto una vez que lo tienen. Eso podría estar costando a considerables sumas de dinero cada año.

Mientras que es fácil confundir seguro de automóvil como algo que es un costo relativamente fijo, no lo es. Se puede disminuir - a menudo con facilidad - para ayudarle a ahorrar dinero, llamamos al 703-649-4146 La consulta es gratuita.


Because the initial steps in getting car insurance at a good price can be so frustrating, most people tend to ignore it once they have it. That could be costing them considerable sums of money each year.

While it's easy to mistake auto insurance as something that's a relatively fixed cost, it's not. It can be lowered -- often easily -- to help you save money, give us call @ 703-649-4146 The consultation is free.

Asesorate con un Agente de Securos confiable pare estar preparado tu y tu familia en casos como este.  Llamemos para mas...

Asesorate con un Agente de Securos confiable pare estar preparado tu y tu familia en casos como este. Llamemos para mas informacion 703-649-4146


Car Accident Tips

What to Do if You're in an Accident

Stay calm.

Make sure you and your passengers are OK.

Move as far off the roadway as possible, but stay at the scene of the accident.

Call the police.

Contact your insurance company and report the claim.

Do not admit fault.

Do not discuss the car accident with anyone other than the police and your claims representative.

Exchange vital information with the other driver involved in the car accident.

Call us for more information.


Consejos de Accidentes

¿Qué hacer si usted tiene un accidente

Mantenga la calma.

Asegúrese de que usted y sus pasajeros están bien.

Mover hasta fuera de la carretera como sea posible, pero se quedan en el lugar del accidente.

Llame a la policía.

Póngase en contacto con su compañía de seguros y presentar el reclamo.

No admitir la culpa.

No discuta el accidente con nadie más que la policía y el representante de reclamos.

Intercambiar información vital con el otro conductor implicado en el accidente de coche.

LLamenos para mas informacion.


Know Your Coverage Types

How much you pay for auto insurance depends o­n several factors, including your age and marital status, where you live, and what you drive. You can't do anything about your age, and few people will move just to lower their insurance premium. You can, however, choose a vehicle that costs less to insure.

What is your car insurance actually insuring? Although you're buying a single insurance policy covering a specific vehicle, a number of components make up the final cost:

Bodily injury liability: Covers injury and death claims against you, and legal costs, if your car injures or kills someone.
Property damage liability: Covers claims for property that your car damages in an accident. Because liability coverage protects the other party, it is required in all but three states.

Medical payments: Pays for injuries to yourself and to occupants of your car. This is optional in some states. In "no-fault" states, personal injury protection replaces medical payments as part of the basic coverage.

Uninsured motorist protection: Covers injuries caused to you or the occupants of your car by uninsured or hit-and-run drivers. "Under-insured" coverage also is available, to cover claims you may make against a driver who has inadequate insurance. In some states, as many as 30 percent of drivers are uninsured.

Collision coverage: Covers damage to your car up to its book value. Collision coverage carries a deductible, which is the amount per claim you have to pay before the insurance takes effect. The lower the deductible, the higher the premium. While it is legally optional, a lending institution or leasing company usually requires collision coverage.

Comprehensive (physical damage): Covers damage to your car from theft, vandalism, fire, wind, flood, and other non-accident causes. Comprehensive also carries a deductible.


Motorcycle Safety Tips

Be Prepared. Be Protected.
You're no kid and that's no 10-speed. To stay safe, you need complete command of your motorcycle and the best safety gear you can get. Next time you’re heading for the highway, keep in mind these helpful motorcycle safety tips.

Wear a Helmet
A motorcycle rider not wearing a helmet is 40 percent more likely to sustain a fatal head injury in a crash than a rider without a helmet.* A National Highway Traffic Safety Administration study reports that "helmets saved 1,483 motorcyclists' lives in 2009, and that 732 more could have been saved if all motorcyclists had worn helmets."* Buy a full-face helmet for the best protection for your head and eyes. Wear other protective gear as well: heavy leather or synthetic gloves, long pants and jacket, and over-the-ankle leather boots.


Laundry Room Safety

The laundry room may seem like a fairly innocuous place, but this utility space found in most U.S. homes can be responsible for fire, water damage and hundreds of injuries each year. The National Fire Prevention Association reports that in 2006 alone, there were over 17,700 fires involving clothes dryers and washers resulting in 15 deaths and $294 million in property damage.

You can save yourself a lot of headaches by conducting some simple and preventative safety checks in the laundry room.

Call us today for a free Homeowner Policy review consultation 703 649 4146


Refer a Friend


What Kinds of Insurance Do You Need?

Insurance protects you against the risk of the unknown. You probably wouldn’t even consider not having homeowner's or auto insurance, but you might not know what kind of insurance you need. Insurance is there to help you if you can't afford to pay out of your pocket to set right something that has gone wrong, like a car accident, a tree in your yard falling on a neighbor's house, the medical costs of a serious illness, or the death of a spouse.

Assess your life, your needs and think about what you need to protect. Call us today (703) 649-4146 for a free consultation.


Ahorrar dinero en seguro de vivienda

Usted ha invertido una gran cantidad de tiempo, energía y dinero para hacer de su casa un hogar. De hecho, es probablemente su mayor inversión financiera y emocional.

Y, sin embargo, para ahorrar dinero, usted puede tener la tentación de recortar su cobertura de seguro de propietarios de viviendas. Con Stover Insurance Agency, no tienes que hacerlo. Estas son algunas maneras fáciles de ahorrar dinero en seguro de vivienda, manteniendo la mejor cobertura posible:

Aumente su deducible y ahorrar

Usted puede ahorrar dinero en su prima de seguro de propietarios de viviendas si aumenta su deducible. Sólo asegúrese de que siempre se puede cubrir el deducible en caso de tener que presentar una reclamación.

Ate su póliza de casa y auto

Usted puede ahorrar en su factura de seguro total si usted compra su auto y seguros de propiedad de Stover Insurance Agency.


Save Money on Homeowners Insurance

You've invested a lot of time, energy and money to make your house a home. In fact, it's probably your biggest financial and emotional investment.

And yet, to save money, you could be tempted to cut back on your homeowners insurance coverage. With Stover Insurance Agency, you don't have to. Here are easy ways to save money on homeowners insurance while maintaining the best possible coverage:

Raise your deductible and save

You can save money on your homeowners insurance premium if you raise your deductible. Just be sure you can always cover the deductible in case you need to file a claim.

Bundle your auto and home policies

You can save on your total insurance bill if you purchase your automobile and homeowners insurance from Stover Insurance Agency.


Ways to Save Money When Buying Insurance.

Considering switching insurance carriers? It’s best to start about 45 days before your current policy expires.

Take a copy of your current policy to an independent agent's office to ensure an "apples-to-apples" comparison.


Did you know? Water Back-up and Sump Overflow is not covered under your home owner policy. check your homeowners insurance policy to make sure you have coverage. If you need assistance, please don't hesitate to call 703-649-4146


In 2012, the unofficial "worst drivers" title went to Washington, D.C., followed by Baltimore, Providence, R.I., Hialeah, and Glendale, Calif


Traffic crashes are a leading cause of death in the United States. Increasing safety belt use has tre- mendous potential for saving lives, preventing injuries, and reducing the economic costs associated with crashes


For your average drive across town, driving even 10 mph (16.1 kph) faster is only going to save you a few minutes -- while increasing your crash risk by as much as 50 percent. Even on long trips, the time you'll save is inconsequential compared to the risks associated with speeding. Take your time and obey posted speed limits. If you really need to get there as fast as possible, there's one fool-proof solution: Leave earlier.


Superior service with an independent price. call 703-649-4146 free quote.


Chantilly, VA


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