23/02/2026
Before you apply for a home loan:
✔️ Check your credit score
✔️ Clear any small debts you have
✔️ Avoid multiple loan enquiries at once
Things that can affect your score:
– Late payments
– Afterpay/Zip usage
– Too many loan applications
– Unpaid debts
It could make a difference in your approval. If you’re unsure what your looking at, i’m happy to go through it with you. 💌