11/08/2026
Nobody loves surprises at closing. So here is the real math, line by line.
Beyond the purchase price, budget roughly 5 to 8 percent in closing costs in Mexico. Where it goes:
ISAI, the acquisition tax, usually around 2 percent of the value.
The notario público fee, for verifying title and formalizing the sale.
Public registry fees, to record the deed in your name.
The avalúo, the official appraisal.
Fideicomiso setup, if you are buying in the restricted zone through a bank trust.
Plus smaller items: certificates, permits, and processing.
A few things worth knowing. The percentage runs higher on lower priced homes and lower on higher priced ones, because several fees are close to fixed. And these are costs to plan for, not negotiate away, so it is better to see them before you make an offer than after.
Know your all in number from the start and the rest of the process feels calm.
Want your real closing estimate for a specific property? Send a DM and we’ll walk you through it.