08/29/2026
TWIA ALERT!
On Tuesday Sept 1st the members of the TWIA Board will consider a rule change proposal ( Agenda Item #5 ) that will eliminate TWIA coverage for second homes as well as garage apts and renter occupied homes (including short and long term rentals). This rule change is being proposed by one board member, who does not live on the coast.
I will be giving testimony regarding this ill thought out regressive proposed rule. This rule has the potential to devastate our coastal communities and take us back to the very reason TWIA was created in the first place. Most of TWIAโs policy holders could not get any insurance but for TWIA.
Owners would take on the full risk of losing their home in a storm and it would make it impossible to buy or sell coastal property with no ability to get a mortgage.
A slow death of this proposal will not be quick enough. The consideration of not being able to insure coastal properties will immediately impact our real estate market. 60 % of the Galveston market is second homes.
The TWIA Legislative Committee meeting is Tuesday, September 1, 2026 at 1:30pm. (the GDN article printed the incorrect mtg date)
This would have a negative impact on all 14 coastal counties. It is of vital importance that the committee hear your voices. Please share this information with others. Please email opposition to [email protected].
https://www.galvnews.com/news/proposed-state-windstorm-insurance-change-could-leave-many-galveston-residences-uninsurable/article_74db1af7-4b89-4ef1-ad19-842f0d9d1c71.html?fbclid=IwZnRzaAT_ETdwZG9mAWZkaWQWUNbsLS-2j24kYqtIFQide0Lyfj9rMGV4dG4DYWVtAjExAHNydGMGYXBwX2lkCjY2Mjg1NjgzNzkAAR5wflPWoiMFrYCqGOuIXbdEVBQw1J5XyxIHIvn5SW1yOkxUqYiGYNn-2uD9uQ_aem_f3UrZdgU8dz0lvcLpRZcJQ&utm_campaign=mrf-facebook-GalvNews&utm_source=facebook&utm_medium=social&mrfcid=202608296a9227870ce4454e162187d5
