Cody Demalavez, New American Funding

Cody Demalavez, New American Funding Loan Consultant | NMLS ID #2444366
Empowering clients with tailored mortgage solutions

09/04/2026

You never know when the perfect home will hit the market. That’s why preparation matters! 🏠

With NAF Approved, your credit, income, assets, and debts are verified upfront, helping you take a more informed approach to your home search. It’s more than simply getting pre-approved. It’s about being prepared before you make an offer. 💪

📩 Ready to house hunt with more confidence? Reach out to learn if NAF Approved is right for you!

Buying your first home can feel overwhelming, but you don’t have to figure it out alone! Understanding your budget, loan...
09/02/2026

Buying your first home can feel overwhelming, but you don’t have to figure it out alone! Understanding your budget, loan options, and next steps can help you house hunt with confidence. ✨

Ready to start your journey from renter to homeowner? Let’s talk! 💙

Thinking about a home improvement project or a major expense? A Home Equity Line of Credit, or HELOC, may allow eligible...
09/01/2026

Thinking about a home improvement project or a major expense? A Home Equity Line of Credit, or HELOC, may allow eligible homeowners to borrow against their home’s equity when they need it.

Unlike a traditional loan, you may have the flexibility to borrow what you need, when you need it. 🏡

Ready to explore your options? Let’s connect! 📲

What if the place you vacation could eventually be the place you call home? A vacation property can be more than a getaw...
08/28/2026

What if the place you vacation could eventually be the place you call home?

A vacation property can be more than a getaway. It could be a space for family memories today and potentially part of your retirement plans down the road. 🌅

And with some vacation-home sellers becoming more flexible on price, it may be a good time to see what’s out there.

📲 Tell me where you’d love to own a getaway, and let’s start the conversation!

Imagine celebrating the holidays in a home that’s finally yours. ❤️🏡 That dream can start with a conversation today. Sta...
08/26/2026

Imagine celebrating the holidays in a home that’s finally yours. ❤️🏡 That dream can start with a conversation today. Starting your homebuying journey early gives you time to prepare, explore your options and work toward being home for the holidays. 🎄💬 Ready to get started? Let’s talk!

08/25/2026

Lost my train of thought on this Tuesday… found the view though 🌴 ☀️ 🏖️




Renting helps build your landlord’s wealth. Homeownership can help you build your own. With a mortgage, your payments ca...
08/25/2026

Renting helps build your landlord’s wealth. Homeownership can help you build your own. With a mortgage, your payments can help build equity in your home over time. 🔑 The path looks different for everyone, but NAF is here to help you understand your options. 💬 Could homeownership be your next step? Let’s talk!

Rent has a way of changing your budget over time. According to the information in this graphic, rent grew at an average ...
08/21/2026

Rent has a way of changing your budget over time.

According to the information in this graphic, rent grew at an average annual rate of 5.6% from 2020–2026.

That matters because renters have to plan for the possibility that their housing costs may continue changing. With a fixed-rate mortgage, however, your principal and interest payment is generally fixed for the life of the loan, although taxes, insurance, HOA fees, and other costs can change.

🏡 That’s one reason it can be helpful to compare your current rent with what homeownership could realistically look like for your budget.

You don't have to figure it out alone. NAF can help you understand mortgage options, estimated payments, down payment requirements, and the steps toward becoming a homeowner.

💬 Curious what buying could look like compared with your current rent? Let’s run the numbers.

Your investment property may have more financing options than you realize. If you're looking to grow a real estate portf...
08/20/2026

Your investment property may have more financing options than you realize.

If you're looking to grow a real estate portfolio, a DSCR loan could be worth exploring. These loans are designed specifically for investment properties and may provide flexibility beyond traditional mortgage financing.

Some DSCR programs may offer features such as gift funds, ITIN eligibility, no tradeline requirement, and no minimum FICO requirement, subject to program guidelines and property qualifications. 🏡📈

The goal isn't to find just any loan. It's to understand your options and choose a financing strategy that makes sense for your investment plans.

🤝 Ready to talk through your options? Reach out to me and let's start the conversation.

08/20/2026

🚨 BUYERS BEWARE 🚨

That monthly payment you see on Zillow may not tell the whole story.

Before you start shopping based on a payment estimate, make sure you’re accounting for property taxes, homeowners insurance, HOA fees, mortgage insurance, and any other applicable costs.

A payment that looks affordable online can look very different once all the numbers are actually calculated.

Know your true monthly payment BEFORE you fall in love with the house. 🏡

If you’re buying, let’s run the real numbers together.





Address

606 Bald Eagle Drive, Suite 401B
Marco Island, FL

Telephone

+12393986589

Website

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